Should I accept An Out-Of-Court Car Accident Settlement?
It is never easy handling the aftermath of a car accident, especially when you are the innocent victim, and have to nurse severe injuries. Luckily, the law comes to the rescue at such challenging moments and provides a channel for suing for personal injuries. Nonetheless, this is never the simplest of processes to handle as there are always a lot of worries on your part as the victim and challenges to making the at-fault party accept liability. On the bright side, not all cases drag on as the at-fault party quickly takes up the responsibility after realizing all evidence point to their negligence.
After accepting liability, the defendant will want to have an out of court settlement, and this is where the rubber meets the road for most car accident victims. The first question that most people struggle with is whether or not they need to accept the settlement. First things first, it is essential to realize that settlements for car accident personal injuries fall under tort laws where the goal is to provide financial compensations and not jail the accused. It is as such not surprising that data from the United States Department of Justice shows that over 95% of tort claims are settled out of court.
However, this does not mean that you should instantly accept the settlement as a way of avoiding litigation. The fact that you must have in mind is that the moment the defendant and their insurance company wants an out of court settlement, they are aware they will be easily held liable in a lawsuit. It is equally an act of good faith practices, which is the defining policy for insurance companies when they handle a lot of claims. As such, while it is a reasonable offer, you must take the right steps to ensure it is centered on your wellbeing and not a way of easily giving you a raw deal.
An out of court settlement remains to be a legal process and must be handled as such if you hope to have a satisfactory outcome from the process. To avoid being at the mercy of the crafty insurance adjusters, the services of car accident attorneys Los Angeles will be a rising platform to attaining justice. Instead of going to the negotiations while at a disadvantage, these professionals turn the table over as they have a deep understanding of what the settlements will involve.
The simple step of hiring a car accident attorney will also be vital in sending the right message to the insurance company, and that is the fact that you are not ready to accept a raw deal. Most insurance adjusters are always aggressive when they know they are dealing with a client who does not have a lawyer. This technique has always worked for their good as the victim is in a vulnerable position and will accept an unfair settlement that will not be satisfactory. An attorney can never be held back by these tricks and come as the perfect partner to ensuring that all your current and future needs are adequately catered for in the out of court settlement.